Office Hours

Welcome to the Susanne Godau State Farm Agent office in Rutherford, New Jersey! I’ve been serving this community and nearby areas since 1998, bringing decades of insight from my early days as a State Farm underwriter. I enjoy the opportunity to meet people from all walks of life and help them make thoughtful, informed insurance choices.

🌞August is a great time to review your insurance as summer nears an end.

🎒Back to School: review new drivers, student vehicles, carpooling, and changes in daily mileage

🚗 Auto: update vehicle use, commuting patterns, and any cars added or removed over the summer

🏠Home: confirm recent improvements, outdoor structures, pools, sheds, and seasonal repairs are reflected

🧰 Equipment: review protection if you purchased tools, computers, or machinery

📈 Reassess liability limits as your business or activities change

My team and I are proud to work with Good Neighbors across Rutherford, Secaucus, Lyndhurst, Wallington, and Passaic along with the entire state of New Jersey. We offer a wide range of coverage options to support your everyday needs.

🛡️ Comprehensive Insurance Options

Whether you are moving into a new home, preparing for the future, or purchasing a car, we’re here to help with Home, Life, and Auto Insurance. We also assist with Renters, Condo, and Pet Insurance, providing personalized attention along the way. If you're exploring unique coverage like Motorcycle, EV, or RV/Motorhome Insurance, our team will walk you through your options and how it fits your lifestyle.

👱‍♀️ A Little About Me

Outside of work, I’m married and have three grown children. I value quality time with family and staying active. My hobbies include hiking, traveling, cooking, and fitness. I’m also passionate about community involvement and spend time volunteering with organizations like Habitat for Humanity, local food pantries, and other neighborhood outreach efforts.

📞 Let’s Connect

Whether you're just starting, building a family, or growing a small business, our team is ready to assist. State Farm has been part of my story for over 30 years, and I’d love for my team to be part of yours. Call, stop by, or schedule a virtual appointment today. We’re here to help you move forward with confidence

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Susanne, your local State Farm agent in Rutherford, NJ, is here to help.

Q: How fast can I get car insurance?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Susanne is proud to serve the Rutherford community.

Q: What are the insurance requirements on a leased car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Serving Rutherford and the surrounding area, Susanne can help answer your questions.

Q: What protections does home insurance usually provide?

A: Homeowners insurance can help protect your home, personal property, personal liability, and additional living expenses after a covered loss. Have questions? Susanne in Rutherford can walk you through your options.

Q: What's included in renters insurance coverage?

A: Renters insurance can help cover your personal belongings, personal liability, and additional living expenses if your rental becomes uninhabitable due to a covered loss. Susanne works with Rutherford residents to find coverage that fits.

Q: What should I know about life insurance?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Connect with Susanne for insurance guidance in Rutherford.